Personal Finance

A credit report is a comprehensive record of your credit history and overall creditworthiness.

Australia’s three major credit reporting bureaus must let give you free access to your credit report and score every three months.

A good credit score varies by credit agency: 661+ for Equifax, 625+ for Experian, and 400+ for illion.

Knowing how credit reports and ratings work will help keep you on track to achieve your financial and lifestyle goals.

Find out how to make money with a side hustle that suits your situation.

Passive income can offer breathing space when your finances are tight, but whether a cash stream is passive or not isn’t always clear-cut.

Before starting your own business, refine your long-term vision, register and apply for an Australian Business Number (ABN), and open a business bank account.

Guide to rights and entitlements for different types of employment arrangements.

Set yourself on the path to financial freedom by developing these key money management skills.

Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget method.

The 50/30/20 budget divides your income into needs, wants and savings.

With the pay-yourself-first budget, you put money towards savings goals like retirement before living expenses.